A KBHS Loan Originator can assist with educating you on the many appropriate loan programs to fit your needs. We are happy to set an appointment at a convenient time to explain these mortgage programs in detail with you. Some of our home financing products and services include:
Jumbo* loans up to $3 million. Both fixed- and adjustable-rate products are available.
A growing array of conventional, FHA and VA loan products.
Genuine loan pre-approvals before you finalize your selection. These are subject only to appraisal, clear title and verbal employment verification.
Loans with lower interest rates that reward clients with high FICO scores.
Flexible rate locks that provide the option to “float down” to a lower rate if it becomes available.
Refinancing can free up money by reducing the interest you pay on your mortgage. KBHS Home Loans offers several loan types including fixed rate, adjustable rate, and FHA loans. We are happy to set an appointment to help assess your individual situation and explore your refinance options with you.
Reduce your monthly mortgage payment
Shorten the term of your mortgage
Convert from an adjustable rate to a fixed rate mortgage
Rapid refinancing for current customers
*To qualify, your current mortgage must be an FHA loan with no more than one late payment during the last 12 months. Other terms, conditions, and requirements apply.
** To be eligible, the property must be a one- to- four family dwelling that has been completed for at least one year and that conforms to all local zoning requirements. Any newly constructed units must be attached to the existing dwelling. Cooperative units are not eligible. Eligible improvements include painting, additions, decks, and other improvements with the exception of luxury improvements. All construction projects or additions financed with 203k proceeds must comply with certain energy conservation standards and smoke detector requirements.