Welcome! Whether you are on the hunt for your first home, been down the homebuying path before or you are refinancing, a crucial part of the home financing process is selecting the right lender and Mortgage Loan Officer for you. I am proud to work for a company with a proven track record. My top priority is to provide you with the insights, loan options, tools and support to deliver a customized, straightforward and pleasant experience.



Revolutionizing the Mortgage Experience



As a powerhouse mortgage provider, KBHS Home Loans offers a wide array of home loan including: FHA, VA, USDA, conventional, and jumbo. But it's about more than just the products. We deliver our home loan services using innovative and secure technology to make it easier to communicate, share documents and stay up to date on your loan status. This technical expertise is a perfect complement to the personal service I provide to every single homebuyer and business partner.



Simple. Secure. Easy. The way homebuying should be.



I encourage you take a tour of my website and explore your journey to homeownership.

Sr. Mortgage Loan Originator

Victoria Oxley is your Houston local lender. As a loan officer at KBHS Home Loans, Victoria is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Victoria at (713) 444-5031 for more information!

Victoria Oxley at KBHS Home Loans (NMLS #401879)

Sales Manager Sr. Non-Producing - KBHS

Miguel Astudillo is your Houston local lender. As a loan officer at KBHS Home Loans, Miguel is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Miguel at (281) 602-4067 for more information!

Miguel Astudillo at KBHS Home Loans (NMLS #248958)

Mortgage Loan Originator - KBHS

Chris Rohr is your Houston local lender. As a loan officer at KBHS Home Loans, Chris is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Chris at (281) 436-7488 for more information!

Chris Rohr at KBHS Home Loans (NMLS #1968127)

Mortgage Loan Originator

Sapna Patel is your Houston local lender. As a loan officer at KBHS Home Loans, Sapna is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Sapna at (520) 848-4592 for more information!

Sapna Patel at KBHS Home Loans (NMLS #1314728)

Anita Mendoza is your Houston local lender. As a loan officer at KBHS Home Loans, Anita is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Anita at (713) 300-9473 for more information!

Anita Mendoza at KBHS Home Loans (NMLS #832205)

Branch Manager Non-Producing - KBHS

Cory Fowler is your Houston local lender. As a loan officer at KBHS Home Loans, Cory is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Cory at (281) 990-1858 for more information!

Cory Fowler at KBHS Home Loans (NMLS #266235)

Nicol Robinson is your Houston local lender. As a loan officer at KBHS Home Loans, Nicol is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Nicol at (281) 475-2235 for more information!

Nicol Robinson at KBHS Home Loans (NMLS #1005064)

Richard Alvarado is your Houston local lender. As a loan officer at KBHS Home Loans, Richard is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Richard at (713) 300-9459 for more information!

Richard Alvarado at KBHS Home Loans (NMLS #303185)

Shomari Franks is your Houston local lender. As a loan officer at KBHS Home Loans, Shomari is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Shomari at (713) 396-5677 for more information!

Shomari Franks at KBHS Home Loans (NMLS #935071)

Andrew Taylor is your Houston local lender. As a loan officer at KBHS Home Loans, Andrew is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Andrew at (713) 396-5728 for more information!

Andrew Taylor at KBHS Home Loans (NMLS #232926)

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                <p>Headquarters: 300 East Royal Lane, Suite 250, Irving, TX 75039 -&nbsp;(855) 378-6625</p>
                <p>This is not an offer for the extension of credit or a commitment to lend.&nbsp;Program restrictions apply. KBHS Home Loans, LLC policy is to treat all applicants and borrowers in a fair and consistent manner and without regard to race, color, religion, national origin, age (provided the applicant or borrower has legal capacity to enter into a binding contract), sex, marital status, disability familial status, receipt of public assistance, or exercise of rights under the Consumer Credit Protection Act, or any other prohibited basis identified under state law. KB Home and KBHS Home Loans, LLC share common ownership and because of this relationship may receive a financial or other benefit. You are not required to use both KB Home and KBHS Home Loans, LLC as a condition of settlement on your loan or for purchase or sale of any real estate.</p>
      
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              <p>KBHS Home Loans, LLC, NMLS 1542802.</p>
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              <p>Headquarters: 300 East Royal Lane, Suite 250, Irving, TX 75039 -&nbsp;(855) 378-6625</p>
              This is not an offer for the extension of credit or a commitment to lend.&nbsp;Program restrictions apply. KBHS Home Loans, LLC policy is to treat all applicants and borrowers in a fair and consistent manner and without regard to race, color, religion, national origin, age (provided the applicant or borrower has legal capacity to enter into a binding contract), sex, marital status, disability familial status, receipt of public assistance, or exercise of rights under the Consumer Credit Protection Act, or any other prohibited basis identified under state law. KB Home and KBHS Home Loans, LLC share common ownership and because of this relationship may receive a financial or other benefit. You are not required to use both KB Home and KBHS Home Loans, LLC as a condition of settlement on your loan or for purchase or sale of any real estate.
      
              <p class="kbhs-at-element-marker">This site is not authorized by the New York State Department of Financial Services. No mortgage solicitation activity or loan applications for properties located in the State of New York can be facilitated through this site.<br>
                <br>
                Arizona Mortgage Banker License #0939988</p>
      
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10 Loan Officers Houston, TX