Welcome! Whether you are on the hunt for your first home, been down the homebuying path before or you are refinancing, a crucial part of the home financing process is selecting the right lender and Mortgage Loan Officer for you. I am proud to work for a company with a proven track record. My top priority is to provide you with the insights, loan options, tools and support to deliver a customized, straightforward and pleasant experience.



Revolutionizing the Mortgage Experience



As a powerhouse mortgage provider, KBHS Home Loans offers a wide array of home loan including: FHA, VA, USDA, conventional, and jumbo. But it's about more than just the products. We deliver our home loan services using innovative and secure technology to make it easier to communicate, share documents and stay up to date on your loan status. This technical expertise is a perfect complement to the personal service I provide to every single homebuyer and business partner.



Simple. Secure. Easy. The way homebuying should be.



I encourage you take a tour of my website and explore your journey to homeownership.

Mortgage Loan Originator

Joe Roberts is your Orlando local lender. As a loan officer at KBHS Home Loans, Joe is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Joe at (407) 777-2061 for more information!

Joe Roberts at KBHS Home Loans (NMLS #1462808)

Branch Manager Non-Producing - KBHS

Sandi Arbolino is your Orlando local lender. As a loan officer at KBHS Home Loans, Sandi is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Sandi at (407) 550-0405 for more information!

Sandi Arbolino at KBHS Home Loans (NMLS #329540)

Christopher Wieckowski is your Orlando local lender. As a loan officer at KBHS Home Loans, Christopher is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Christopher at (407) 743-4724 for more information!

Christopher Wieckowski at KBHS Home Loans (NMLS #1250751)

Michelle Mickler is your Orlando local lender. As a loan officer at KBHS Home Loans, Michelle is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Michelle at (407) 743-2368 for more information!

Michelle Mickler at KBHS Home Loans (NMLS #829003)

Sales Manager - Producing

Christopher Quevedo is your Orlando local lender. As a loan officer at KBHS Home Loans, Christopher is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Christopher at (904) 303-9761 for more information!

Christopher Quevedo at KBHS Home Loans (NMLS #455410)

Mortgage Loan Originator - KBHS

Vanessa Martinez is your Orlando local lender. As a loan officer at KBHS Home Loans, Vanessa is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Vanessa at (407) 550-0419 for more information!

Vanessa Martinez at KBHS Home Loans (NMLS #1861530)

Roxanne Shackelford is your Orlando local lender. As a loan officer at KBHS Home Loans, Roxanne is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Roxanne at (407) 563-4125 for more information!

Roxanne Shackelford at KBHS Home Loans (NMLS #362990)

Dimitrios Dalkalitsis is your Orlando local lender. As a loan officer at KBHS Home Loans, Dimitrios is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Dimitrios at (407) 550-0403 for more information!

Dimitrios Dalkalitsis at KBHS Home Loans (NMLS #1884225)

Tom Hamlin is your Orlando local lender. As a loan officer at KBHS Home Loans, Tom is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Tom at (407) 232-8373 for more information!

Tom Hamlin at KBHS Home Loans (NMLS #268127)

Eva Parkhurst is your Orlando local lender. As a loan officer at KBHS Home Loans, Eva is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Eva at (407) 777-2059 for more information!

Eva Parkhurst at KBHS Home Loans (NMLS #2027849)

Tyler Peppers is your Orlando local lender. As a loan officer at KBHS Home Loans, Tyler is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Tyler at (407) 777-2004 for more information!

Tyler Peppers at KBHS Home Loans (NMLS #1209653)

Bobby Flint is your Orlando local lender. As a loan officer at KBHS Home Loans, Bobby is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Bobby at (407) 612-0168 for more information!

Bobby Flint at KBHS Home Loans (NMLS #366826)

Orlando

<footer class="kbhs-footer">
        <div class="kbhs-inner">
          <div class="kbhs-row kbhs-footer-top">
              <div class="kbhs-footer-logo-container"><a href="/" class="kbhs-footer-logo"><img src="https://images.contentstack.io/v3/assets/bltbb12f746c5a4cc8e/bltaa59c91e5b804d8f/660c78de6ccdb820daa4f491/kbhs-white-logo.png" alt="KBHS Home Loans"></a></div>
              <div class="kbhs-footer-contact-container">
                <div class="kbhs-footer-contact">
                    <p class="kbhs-u-uppercase kbhs-u-headline">CONTACT US, WE ARE READY TO HELP</p>
                    <a class="kbhs-footer-contact-link kbhs-footer-contact-link--phone kbhs-u-headline" href="tel:855378-6625">
                      <i
                        data-testid="font-icon"
                        class="kbhs-rc-font-icon rc-font-icon font-icons-phone"
                        aria-hidden="true"
                        style="font-size: 1.25rem"
                        data-reactroot=""
                      >
                      </i>                                            
                      (855) 378-6625
                    </a>
                    <a class="kbhs-footer-contact-link kbhs-footer-contact-link--email kbhs-u-headline" href="mailto:info@kbhshomeloans.com" target="_blank">
                      <i
                        data-testid="font-icon"
                        class="kbhs-rc-font-icon rc-font-icon font-icons-mail"
                        aria-hidden="true"
                        style="font-size: 1.25rem"
                        data-reactroot=""
                      >
                      </i>                      
                      Email us now
                    </a>                    
                </div>
              </div>
          </div>
          <div class="kbhs-footer-middle kbhs-footer--desktop">
            <div class="kbhs-footer-middle-col">
              <ul class="kbhs-footer-menu">
                <div class="kbhs-col">
                  <li><a href="/find-a-loan-officer/" class="kbhs-footer-menu-link">Find a loan officer</a></li>
                  <li><a href="/purchasing-a-home/" class="kbhs-footer-menu-link">Purchase a home</a></li>
                  <li><a href="/purchasing-a-home/conventional-loans/" class="kbhs-footer-menu-link">Conventional home loan</a></li>
                  <li><a href="/purchasing-a-home/down-payment-assistance/" class="kbhs-footer-menu-link">Down payment assistance</a></li>
                  <li><a href="/purchasing-a-home/fha/" class="kbhs-footer-menu-link">FHA loan option</a></li>
                </div>
                <div class="kbhs-col">
                  <li><a href="/purchasing-a-home/jumbo/" class="kbhs-footer-menu-link">Jumbo loan</a></li>
                  <li><a href="/purchasing-a-home/rural-housing/" class="kbhs-footer-menu-link">USDA home loan</a></li>
                  <li><a href="/purchasing-a-home/va/" class="kbhs-footer-menu-link">VA home loan</a></li>
                  <li><a href="/learning-center/" class="kbhs-footer-menu-link">Learning center</a></li>
                  <li><a href="/licensing/" class="kbhs-footer-menu-link">Licensing information</a></li>             
                </div>
                <div class="kbhs-col">
                  <li><a href="/terms-of-use/" class="kbhs-footer-menu-link">Terms of use</a></li>
                  <li><a href="/accessibility/" class="kbhs-footer-menu-link">Accessibility</a></li>
                  <li><a href="/privacy/" class="kbhs-footer-menu-link">Privacy center</a></li>
                  <li><a href="/about-us/" class="kbhs-footer-menu-link">About KBHS Home Loans</a></li>
                  <li><a href="/job-openings/" class="kbhs-footer-menu-link">Job Openings</a></li>
                </div>
                <div class="kbhs-col">
                  <li><a href="/contact-us/" class="kbhs-footer-menu-link">Contact us</a></li>
                  <li><a href="/flashclose/" class="kbhs-footer-menu-link">FlashClose℠</a></li>
                  <li><a href="https://login.kbhshomeloans.com/" class="kbhs-footer-menu-link">Log In</a></li>     
                </div>
              </ul>                          
            </div>
      
            
          </div>
          <div class="kbhs-footer--mobile kbhs-footer-mobile-menu">      
            <ul class="kbhs-footer-menu">
              <li><a href="/find-your-loan-officer/" class="kbhs-footer-menu-link">Find your loan officer</a></li>
              <li><a href="/purchasing-a-home/" class="kbhs-footer-menu-link">Purchase a home</a></li>
              <li><a href="/purchasing-a-home/down-payment-assistance/" class="kbhs-footer-menu-link">Down payment assistance</a></li>
              <li><a href="/learning-center/" class="kbhs-footer-menu-link">Learning center</a></li>
              <li><a href="/licensing/" class="kbhs-footer-menu-link">Licensing information</a></li>
              <li><a href="/terms-of-use/" class="kbhs-footer-menu-link">Terms of use</a></li>
              <li><a href="/accessibility/" class="kbhs-footer-menu-link">Accessibility</a></li>
              <li><a href="/privacy/" class="kbhs-footer-menu-link">Privacy center</a></li>
              <li><a href="/about-us/" class="kbhs-footer-menu-link">About KBHS Home Loans</a></li>
              <li><a href="/job-openings/" class="kbhs-footer-menu-link">Job Openings</a></li>
              <li><a href="/contact-us/" class="kbhs-footer-menu-link">Contact us</a></li>
              <li><a href="/applicant-login/" class="kbhs-footer-menu-link">Log In</a></li>
            </ul>
      
          </div>
          <div class="kbhs-footer-bottom kbhs-row">
            <div class="kbhs-col col-12 kbhs-u-textRight">
              <div class="kbhs-mobile-only kbhs-u-textLeft">
                <h6 class="kbhs-neattext">Connect with us</h6>
      
                <ul class="kbhs-neat">
                  <li><a href="https://www.facebook.com/KBHS-Home-Loans-460886200946645" target="_blank"><img alt="Facebook" border="0" height="38" src="https://images.contentstack.io/v3/assets/bltbb12f746c5a4cc8e/blt40ae97366962bd47/660c78a2c8592ee3676f305d/kbhs-facebook.png"> </a></li>
                  <li style="padding-top: var(--space-xy-xxxSmall-rem)"><a href="https://x.com/KBHSHomeLoans" target="_blank"><img alt="X social media platform" border="0" height="30" src="https://images.contentstack.io/v3/assets/bltbb12f746c5a4cc8e/bltb91124038ede89dd/661d45caba184744419b8f97/kbhs-x.svg"> </a></li>
                  <li><a href="https://www.youtube.com/channel/UCGByxEHNkBSiVqIPybXfGqw" target="_blank"><img alt="YouTube" border="0" height="38" src="https://images.contentstack.io/v3/assets/bltbb12f746c5a4cc8e/blt2fe61c404939346c/660c78b14d880a71fcd2fccf/kbhs-youtube.png"> </a></li>
                  <li><a href="https://www.linkedin.com/company/24797233" target="_blank"><img alt="LinkedIn" border="0" height="38" src="https://images.contentstack.io/v3/assets/bltbb12f746c5a4cc8e/bltc6f6948c464048da/660c78ba407aec32ac6c5dbd/kbhs-linkedin.png"> </a></li>
                </ul>
      
                <p>
                  <p class="kbhs-kbhs--mobile">KBHS Home Loans, LLC, NMLS 1542802.</p>
                  For licensing information, go to:&nbsp;<a href="https://www.nmlsconsumeraccess.org/" target="_blank">www.nmlsconsumeraccess.org</a>.&nbsp;
                </p>
      
                <p>&nbsp;</p>
                <img alt="equal-housing-lender.png" src="https://images.contentstack.io/v3/assets/bltbb12f746c5a4cc8e/bltfb8d86c42e61ddc1/660c78cb04d34c79b8bdaadd/kbhs-equal-housing-lender.png" style="width: 150px; height: 41px;" title="equal-housing-lender.png">
                <p>Headquarters: 300 East Royal Lane, Suite 250, Irving, TX 75039 -&nbsp;(855) 378-6625</p>
                <p>This is not an offer for the extension of credit or a commitment to lend.&nbsp;Program restrictions apply. KBHS Home Loans, LLC policy is to treat all applicants and borrowers in a fair and consistent manner and without regard to race, color, religion, national origin, age (provided the applicant or borrower has legal capacity to enter into a binding contract), sex, marital status, disability familial status, receipt of public assistance, or exercise of rights under the Consumer Credit Protection Act, or any other prohibited basis identified under state law. KB Home and KBHS Home Loans, LLC share common ownership and because of this relationship may receive a financial or other benefit. You are not required to use both KB Home and KBHS Home Loans, LLC as a condition of settlement on your loan or for purchase or sale of any real estate.</p>
      
                <p><br>
                  This site is not authorized by the New York State Department of Financial Services. No mortgage solicitation activity or loan applications for properties located in the State of New York can be facilitated through this site.<br>
                  <br>
                  Arizona Mortgage Banker License #939988</p>
      
                <p>&nbsp;</p>
      
                <p><a href="/accessibility/">Accessibility</a> | <a href="/licensing/">Licensing</a>&nbsp;| <a href="/notice-to-vendor/">Notice to Vendors</a> |&nbsp;<a href="/privacy/">Privacy Center</a>&nbsp;|&nbsp;<a href="/privacy/privacy-policy/" name="Privacy Policy" target="_blank" title="Read our Privacy Notice">Privacy Policy</a>&nbsp;| <a href="/sms-terms/">SMS Terms</a>&nbsp;| <a href="/terms-of-use/">Terms of Use</a>&nbsp;| <a href="https://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/1542802" target="_blank">NMLS Consumer Access</a>&nbsp;|&nbsp;<a href="/texas-consumers/">Texas Consumers: How to file a complaint</a></p>
      
                <p><a fhref="https://privacyportal.onetrust.com/webform/168096e5-faa8-4fdd-a479-992231adbdc1/3ac56243-7019-4f38-814b-d4957155a96b">Do Not Sell or Share My Personal Information and/or Limit the Use of My Sensitive Personal Information</a></p>
      
                <p>&nbsp;</p>
      
              </div>
            </div>
            <div class="kbhs-col kbhs-col-12 kbhs-desktop-only">
              <h6 class="kbhs-neattext">Connect with us</h6>
      
              <ul class="kbhs-neat">
                <li><a href="https://www.facebook.com/KBHS-Home-Loans-460886200946645" target="_blank"><img alt="Facebook" border="0" height="38" src="https://images.contentstack.io/v3/assets/bltbb12f746c5a4cc8e/blt40ae97366962bd47/660c78a2c8592ee3676f305d/kbhs-facebook.png"> </a></li>
                <li style="padding-top: var(--space-xy-xxxSmall-rem)"><a href="https://x.com/KBHSHomeLoans" target="_blank"><img alt="X social media platform" border="0" height="30" src="https://images.contentstack.io/v3/assets/bltbb12f746c5a4cc8e/bltb91124038ede89dd/661d45caba184744419b8f97/kbhs-x.svg"> </a></li>
                <li><a href="https://www.youtube.com/channel/UCGByxEHNkBSiVqIPybXfGqw" target="_blank"><img alt="YouTube" border="0" height="38" src="https://images.contentstack.io/v3/assets/bltbb12f746c5a4cc8e/blt2fe61c404939346c/660c78b14d880a71fcd2fccf/kbhs-youtube.png"> </a></li>
                <li><a href="https://www.linkedin.com/company/24797233/" target="_blank"><img alt="LinkedIn" border="0" height="38" src="https://images.contentstack.io/v3/assets/bltbb12f746c5a4cc8e/bltc6f6948c464048da/660c78ba407aec32ac6c5dbd/kbhs-linkedin.png"> </a></li>
              </ul>
      
              <p>KBHS Home Loans, LLC, NMLS 1542802.</p>
              <p>
                For licensing information, go to:&nbsp;<a href="https://www.nmlsconsumeraccess.org/" target="_blank">www.nmlsconsumeraccess.org</a>.
              </p>
      
              <p>&nbsp;</p>
              <img alt="equal-housing-lender.png" src="https://images.contentstack.io/v3/assets/bltbb12f746c5a4cc8e/bltfb8d86c42e61ddc1/660c78cb04d34c79b8bdaadd/kbhs-equal-housing-lender.png" style="width: 150px; height: 41px;" title="equal-housing-lender.png">
              <p>Headquarters: 300 East Royal Lane, Suite 250, Irving, TX 75039 -&nbsp;(855) 378-6625</p>
              This is not an offer for the extension of credit or a commitment to lend.&nbsp;Program restrictions apply. KBHS Home Loans, LLC policy is to treat all applicants and borrowers in a fair and consistent manner and without regard to race, color, religion, national origin, age (provided the applicant or borrower has legal capacity to enter into a binding contract), sex, marital status, disability familial status, receipt of public assistance, or exercise of rights under the Consumer Credit Protection Act, or any other prohibited basis identified under state law. KB Home and KBHS Home Loans, LLC share common ownership and because of this relationship may receive a financial or other benefit. You are not required to use both KB Home and KBHS Home Loans, LLC as a condition of settlement on your loan or for purchase or sale of any real estate.
      
              <p class="kbhs-at-element-marker">This site is not authorized by the New York State Department of Financial Services. No mortgage solicitation activity or loan applications for properties located in the State of New York can be facilitated through this site.<br>
                <br>
                Arizona Mortgage Banker License #0939988</p>
      
              <p>&nbsp;</p>
      
              <p><a href="/accessibility/">Accessibility</a> | <a href="/licensing/">Licensing</a>&nbsp;| <a href="/notice-to-vendor/">Notice to Vendors</a> |&nbsp;<a href="/privacy/">Privacy Center</a>&nbsp;|&nbsp;<a href="/privacy/privacy-policy/" name="Privacy Policy" target="_blank" title="Read our Privacy Notice">Privacy Policy</a>&nbsp;|&nbsp;<a href="/privacy-policy-center/#californiaresidents" name="Privacy Notice - CCPA" target="_blank" title="Read our Privacy Notice - CCPA">CCPA Privacy Policy</a>&nbsp;| <a href="/sms-terms/">SMS Terms</a>&nbsp;| <a href="/terms-of-use/">Terms of Use</a>&nbsp;| <a href="https://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/1542802" target="_blank">NMLS Consumer Access</a>&nbsp;|&nbsp;<a href="/tx-consumers/">Texas Consumers: How to file a complaint</a></p>
      
              <p><a href="https://privacyportal.onetrust.com/webform/168096e5-faa8-4fdd-a479-992231adbdc1/3ac56243-7019-4f38-814b-d4957155a96b">Do Not Sell or Share My Personal Information and/or Limit the Use of My Sensitive Personal Information</a></p>
      
              <p>&nbsp;</p>
      
            </div>
            <p class="kbhs-footer-copy">© 2025 KBHS Home Loans, LLC. All Rights Reserved. </p>
          </div>
        </div>
      </footer>

12 Loan Officers Orlando, FL