Welcome! Whether you are on the hunt for your first home, been down the homebuying path before or you are refinancing, a crucial part of the home financing process is selecting the right lender and Mortgage Loan Officer for you. I am proud to work for a company with a proven track record. My top priority is to provide you with the insights, loan options, tools and support to deliver a customized, straightforward and pleasant experience.



Revolutionizing the Mortgage Experience



As a powerhouse mortgage provider, KBHS Home Loans offers a wide array of home loan including: FHA, VA, USDA, conventional, and jumbo. But it's about more than just the products. We deliver our home loan services using innovative and secure technology to make it easier to communicate, share documents and stay up to date on your loan status. This technical expertise is a perfect complement to the personal service I provide to every single homebuyer and business partner.



Simple. Secure. Easy. The way homebuying should be.



I encourage you take a tour of my website and explore your journey to homeownership.

Branch Manager

Peter Dawidowicz is your Jacksonville local lender. As a loan officer at KBHS Home Loans, Peter is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Peter at (904) 302-5376 for more information!

Peter Dawidowicz at KBHS Home Loans (NMLS #362932)

Mortgage Loan Originator

Robert Reber is your Jacksonville local lender. As a loan officer at KBHS Home Loans, Robert is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Robert at (904) 302-9834 for more information!

Robert Reber at KBHS Home Loans (NMLS #1013570)

Jayson Sturm is your Jacksonville local lender. As a loan officer at KBHS Home Loans, Jayson is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Jayson at (904) 325-7510 for more information!

Jayson Sturm at KBHS Home Loans (NMLS #1013631)

Derek Mercer is your Jacksonville local lender. As a loan officer at KBHS Home Loans, Derek is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Derek at (904) 571-4930 for more information!

Derek Mercer at KBHS Home Loans (NMLS #648871)

Sales Manager SR - Non-Producing - KBHS

Lori Kellar is your Jacksonville local lender. As a loan officer at KBHS Home Loans, Lori is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Lori at (904) 302-5378 for more information!

Lori Kellar at KBHS Home Loans (NMLS #518473)

Beau Horton is your Jacksonville local lender. As a loan officer at KBHS Home Loans, Beau is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Beau at (904) 705-1034 for more information!

Beau Horton at KBHS Home Loans (NMLS #1012441)

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              <p>KBHS Home Loans, LLC, NMLS 1542802.</p>
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              <p>Headquarters: 300 East Royal Lane, Suite 250, Irving, TX 75039 -&nbsp;(855) 378-6625</p>
              This is not an offer for the extension of credit or a commitment to lend.&nbsp;Program restrictions apply. KBHS Home Loans, LLC policy is to treat all applicants and borrowers in a fair and consistent manner and without regard to race, color, religion, national origin, age (provided the applicant or borrower has legal capacity to enter into a binding contract), sex, marital status, disability familial status, receipt of public assistance, or exercise of rights under the Consumer Credit Protection Act, or any other prohibited basis identified under state law. KB Home and KBHS Home Loans, LLC share common ownership and because of this relationship may receive a financial or other benefit. You are not required to use both KB Home and KBHS Home Loans, LLC as a condition of settlement on your loan or for purchase or sale of any real estate.
      
              <p class="kbhs-at-element-marker">This site is not authorized by the New York State Department of Financial Services. No mortgage solicitation activity or loan applications for properties located in the State of New York can be facilitated through this site.<br>
                <br>
                Arizona Mortgage Banker License #0939988</p>
      
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6 Loan Officers Jacksonville, FL