Welcome! Whether you are on the hunt for your first home, been down the homebuying path before or you are refinancing, a crucial part of the home financing process is selecting the right lender and Mortgage Loan Officer for you. I am proud to work for a company with a proven track record. My top priority is to provide you with the insights, loan options, tools and support to deliver a customized, straightforward and pleasant experience.



Revolutionizing the Mortgage Experience



As a powerhouse mortgage provider, KBHS Home Loans offers a wide array of home loan including: FHA, VA, USDA, conventional, and jumbo. But it's about more than just the products. We deliver our home loan services using innovative and secure technology to make it easier to communicate, share documents and stay up to date on your loan status. This technical expertise is a perfect complement to the personal service I provide to every single homebuyer and business partner.



Simple. Secure. Easy. The way homebuying should be.



I encourage you take a tour of my website and explore your journey to homeownership.

Sales Manager-Producing

Clay Smith is your Centennial local lender. As a loan officer at KBHS Home Loans, Clay is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Clay at (515) 538-2431 for more information!

Clay Smith at KBHS Home Loans (NMLS #1396442)

Branch Manager

Iraya Roybal is your Centennial local lender. As a loan officer at KBHS Home Loans, Iraya is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Iraya at (480) 822-6286 for more information!

Iraya Roybal at KBHS Home Loans (NMLS #819727)

Mortgage Loan Originator - KBHS

John Finnin is your Centennial local lender. As a loan officer at KBHS Home Loans, John is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact John at (303) 647-7041 for more information!

John Finnin at KBHS Home Loans (NMLS #281418)

Mortgage Loan Originator

Chris Riffle is your Centennial local lender. As a loan officer at KBHS Home Loans, Chris is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Chris at (303) 928-7003 for more information!

Chris Riffle at KBHS Home Loans (NMLS #1242526)

Brian Hamm is your Centennial local lender. As a loan officer at KBHS Home Loans, Brian is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Brian at (310) 879-0772 for more information!

Brian Hamm at KBHS Home Loans (NMLS #924063)

Centennial

<footer class="kbhs-footer">
        <div class="kbhs-inner">
          <div class="kbhs-row kbhs-footer-top">
              <div class="kbhs-footer-logo-container"><a href="/" class="kbhs-footer-logo"><img src="https://images.contentstack.io/v3/assets/bltbb12f746c5a4cc8e/bltaa59c91e5b804d8f/660c78de6ccdb820daa4f491/kbhs-white-logo.png" alt="KBHS Home Loans"></a></div>
              <div class="kbhs-footer-contact-container">
                <div class="kbhs-footer-contact">
                    <p class="kbhs-u-uppercase kbhs-u-headline">CONTACT US, WE ARE READY TO HELP</p>
                    <a class="kbhs-footer-contact-link kbhs-footer-contact-link--phone kbhs-u-headline" href="tel:855378-6625">
                      <i
                        data-testid="font-icon"
                        class="kbhs-rc-font-icon rc-font-icon font-icons-phone"
                        aria-hidden="true"
                        style="font-size: 1.25rem"
                        data-reactroot=""
                      >
                      </i>                                            
                      (855) 378-6625
                    </a>
                    <a class="kbhs-footer-contact-link kbhs-footer-contact-link--email kbhs-u-headline" href="mailto:info@kbhshomeloans.com" target="_blank">
                      <i
                        data-testid="font-icon"
                        class="kbhs-rc-font-icon rc-font-icon font-icons-mail"
                        aria-hidden="true"
                        style="font-size: 1.25rem"
                        data-reactroot=""
                      >
                      </i>                      
                      Email us now
                    </a>                    
                </div>
              </div>
          </div>
          <div class="kbhs-footer-middle kbhs-footer--desktop">
            <div class="kbhs-footer-middle-col">
              <ul class="kbhs-footer-menu">
                <div class="kbhs-col">
                  <li><a href="/find-a-loan-officer/" class="kbhs-footer-menu-link">Find a loan officer</a></li>
                  <li><a href="/purchasing-a-home/" class="kbhs-footer-menu-link">Purchase a home</a></li>
                  <li><a href="/purchasing-a-home/conventional-loans/" class="kbhs-footer-menu-link">Conventional home loan</a></li>
                  <li><a href="/purchasing-a-home/down-payment-assistance/" class="kbhs-footer-menu-link">Down payment assistance</a></li>
                  <li><a href="/purchasing-a-home/fha/" class="kbhs-footer-menu-link">FHA loan option</a></li>
                </div>
                <div class="kbhs-col">
                  <li><a href="/purchasing-a-home/jumbo/" class="kbhs-footer-menu-link">Jumbo loan</a></li>
                  <li><a href="/purchasing-a-home/rural-housing/" class="kbhs-footer-menu-link">USDA home loan</a></li>
                  <li><a href="/purchasing-a-home/va/" class="kbhs-footer-menu-link">VA home loan</a></li>
                  <li><a href="/learning-center/" class="kbhs-footer-menu-link">Learning center</a></li>
                  <li><a href="/licensing/" class="kbhs-footer-menu-link">Licensing information</a></li>             
                </div>
                <div class="kbhs-col">
                  <li><a href="/terms-of-use/" class="kbhs-footer-menu-link">Terms of use</a></li>
                  <li><a href="/accessibility/" class="kbhs-footer-menu-link">Accessibility</a></li>
                  <li><a href="/privacy/" class="kbhs-footer-menu-link">Privacy center</a></li>
                  <li><a href="/about-us/" class="kbhs-footer-menu-link">About KBHS Home Loans</a></li>
                  <li><a href="/job-openings/" class="kbhs-footer-menu-link">Job Openings</a></li>
                </div>
                <div class="kbhs-col">
                  <li><a href="/contact-us/" class="kbhs-footer-menu-link">Contact us</a></li>
                  <li><a href="/flashclose/" class="kbhs-footer-menu-link">FlashClose℠</a></li>
                  <li><a href="https://login.kbhshomeloans.com/" class="kbhs-footer-menu-link">Log In</a></li>     
                </div>
              </ul>                          
            </div>
      
            
          </div>
          <div class="kbhs-footer--mobile kbhs-footer-mobile-menu">      
            <ul class="kbhs-footer-menu">
              <li><a href="/find-your-loan-officer/" class="kbhs-footer-menu-link">Find your loan officer</a></li>
              <li><a href="/purchasing-a-home/" class="kbhs-footer-menu-link">Purchase a home</a></li>
              <li><a href="/purchasing-a-home/down-payment-assistance/" class="kbhs-footer-menu-link">Down payment assistance</a></li>
              <li><a href="/learning-center/" class="kbhs-footer-menu-link">Learning center</a></li>
              <li><a href="/licensing/" class="kbhs-footer-menu-link">Licensing information</a></li>
              <li><a href="/terms-of-use/" class="kbhs-footer-menu-link">Terms of use</a></li>
              <li><a href="/accessibility/" class="kbhs-footer-menu-link">Accessibility</a></li>
              <li><a href="/privacy/" class="kbhs-footer-menu-link">Privacy center</a></li>
              <li><a href="/about-us/" class="kbhs-footer-menu-link">About KBHS Home Loans</a></li>
              <li><a href="/job-openings/" class="kbhs-footer-menu-link">Job Openings</a></li>
              <li><a href="/contact-us/" class="kbhs-footer-menu-link">Contact us</a></li>
              <li><a href="/applicant-login/" class="kbhs-footer-menu-link">Log In</a></li>
            </ul>
      
          </div>
          <div class="kbhs-footer-bottom kbhs-row">
            <div class="kbhs-col col-12 kbhs-u-textRight">
              <div class="kbhs-mobile-only kbhs-u-textLeft">
                <h6 class="kbhs-neattext">Connect with us</h6>
      
                <ul class="kbhs-neat">
                  <li><a href="https://www.facebook.com/KBHS-Home-Loans-460886200946645" target="_blank"><img alt="Facebook" border="0" height="38" src="https://images.contentstack.io/v3/assets/bltbb12f746c5a4cc8e/blt40ae97366962bd47/660c78a2c8592ee3676f305d/kbhs-facebook.png"> </a></li>
                  <li style="padding-top: var(--space-xy-xxxSmall-rem)"><a href="https://twitter.com/KBHSHomeLoans" target="_blank"><img alt="Twitter" border="0" height="30" src="https://images.contentstack.io/v3/assets/bltbb12f746c5a4cc8e/bltb91124038ede89dd/661d45caba184744419b8f97/kbhs-x.svg"> </a></li>
                  <li><a href="https://www.youtube.com/channel/UCGByxEHNkBSiVqIPybXfGqw" target="_blank"><img alt="YouTube" border="0" height="38" src="https://images.contentstack.io/v3/assets/bltbb12f746c5a4cc8e/blt2fe61c404939346c/660c78b14d880a71fcd2fccf/kbhs-youtube.png"> </a></li>
                  <li><a href="https://www.linkedin.com/company/24797233" target="_blank"><img alt="LinkedIn" border="0" height="38" src="https://images.contentstack.io/v3/assets/bltbb12f746c5a4cc8e/bltc6f6948c464048da/660c78ba407aec32ac6c5dbd/kbhs-linkedin.png"> </a></li>
                </ul>
      
                <p>
                  <p class="kbhs-kbhs--mobile">KBHS Home Loans, LLC, NMLS 1542802.</p>
                  For licensing information, go to:&nbsp;<a href="https://www.nmlsconsumeraccess.org/" target="_blank">www.nmlsconsumeraccess.org</a>.&nbsp;
                </p>
      
                <p>&nbsp;</p>
                <img alt="equal-housing-lender.png" src="https://images.contentstack.io/v3/assets/bltbb12f746c5a4cc8e/bltfb8d86c42e61ddc1/660c78cb04d34c79b8bdaadd/kbhs-equal-housing-lender.png" style="width: 150px; height: 41px;" title="equal-housing-lender.png">
                <p>Headquarters: 300 East Royal Lane, Suite 250, Irving, TX 75039 -&nbsp;(855) 378-6625</p>
                <p>This is not an offer for the extension of credit or a commitment to lend.&nbsp;Program restrictions apply. KBHS Home Loans, LLC policy is to treat all applicants and borrowers in a fair and consistent manner and without regard to race, color, religion, national origin, age (provided the applicant or borrower has legal capacity to enter into a binding contract), sex, marital status, disability familial status, receipt of public assistance, or exercise of rights under the Consumer Credit Protection Act, or any other prohibited basis identified under state law. KB Home and KBHS Home Loans, LLC share common ownership and because of this relationship may receive a financial or other benefit. You are not required to use both KB Home and KBHS Home Loans, LLC as a condition of settlement on your loan or for purchase or sale of any real estate.</p>
      
                <p><br>
                  This site is not authorized by the New York State Department of Financial Services. No mortgage solicitation activity or loan applications for properties located in the State of New York can be facilitated through this site.<br>
                  <br>
                  Arizona Mortgage Banker License #939988</p>
      
                <p>&nbsp;</p>
      
                <p><a href="/accessibility/">Accessibility</a> | <a href="/licensing/">Licensing</a>&nbsp;| <a href="/notice-to-vendor/">Notice to Vendors</a> |&nbsp;<a href="/privacy/">Privacy Center</a>&nbsp;|&nbsp;<a href="/privacy/privacy-policy/" name="Privacy Policy" target="_blank" title="Read our Privacy Notice">Privacy Policy</a>&nbsp;| <a href="/sms-terms/">SMS Terms</a>&nbsp;| <a href="/terms-of-use/">Terms of Use</a>&nbsp;| <a href="https://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/1542802" target="_blank">NMLS Consumer Access</a>&nbsp;|&nbsp;<a href="/texas-consumers/">Texas Consumers: How to file a complaint</a></p>
      
                <p><a fhref="https://privacyportal.onetrust.com/webform/168096e5-faa8-4fdd-a479-992231adbdc1/3ac56243-7019-4f38-814b-d4957155a96b">Do Not Sell or Share My Personal Information and/or Limit the Use of My Sensitive Personal Information</a></p>
      
                <p>&nbsp;</p>
      
              </div>
            </div>
            <div class="kbhs-col kbhs-col-12 kbhs-desktop-only">
              <h6 class="kbhs-neattext">Connect with us</h6>
      
              <ul class="kbhs-neat">
                <li><a href="https://www.facebook.com/KBHS-Home-Loans-460886200946645" target="_blank"><img alt="Facebook" border="0" height="38" src="https://images.contentstack.io/v3/assets/bltbb12f746c5a4cc8e/blt40ae97366962bd47/660c78a2c8592ee3676f305d/kbhs-facebook.png"> </a></li>
                <li style="padding-top: var(--space-xy-xxxSmall-rem)"><a href="https://twitter.com/KBHSHomeLoans" target="_blank"><img alt="Twitter" border="0" height="30" src="https://images.contentstack.io/v3/assets/bltbb12f746c5a4cc8e/bltb91124038ede89dd/661d45caba184744419b8f97/kbhs-x.svg"> </a></li>
                <li><a href="https://www.youtube.com/channel/UCGByxEHNkBSiVqIPybXfGqw" target="_blank"><img alt="YouTube" border="0" height="38" src="https://images.contentstack.io/v3/assets/bltbb12f746c5a4cc8e/blt2fe61c404939346c/660c78b14d880a71fcd2fccf/kbhs-youtube.png"> </a></li>
                <li><a href="https://www.linkedin.com/company/24797233/" target="_blank"><img alt="LinkedIn" border="0" height="38" src="https://images.contentstack.io/v3/assets/bltbb12f746c5a4cc8e/bltc6f6948c464048da/660c78ba407aec32ac6c5dbd/kbhs-linkedin.png"> </a></li>
              </ul>
      
              <p>KBHS Home Loans, LLC, NMLS 1542802.</p>
              <p>
                For licensing information, go to:&nbsp;<a href="https://www.nmlsconsumeraccess.org/" target="_blank">www.nmlsconsumeraccess.org</a>.
              </p>
      
              <p>&nbsp;</p>
              <img alt="equal-housing-lender.png" src="https://images.contentstack.io/v3/assets/bltbb12f746c5a4cc8e/bltfb8d86c42e61ddc1/660c78cb04d34c79b8bdaadd/kbhs-equal-housing-lender.png" style="width: 150px; height: 41px;" title="equal-housing-lender.png">
              <p>Headquarters: 300 East Royal Lane, Suite 250, Irving, TX 75039 -&nbsp;(855) 378-6625</p>
              This is not an offer for the extension of credit or a commitment to lend.&nbsp;Program restrictions apply. KBHS Home Loans, LLC policy is to treat all applicants and borrowers in a fair and consistent manner and without regard to race, color, religion, national origin, age (provided the applicant or borrower has legal capacity to enter into a binding contract), sex, marital status, disability familial status, receipt of public assistance, or exercise of rights under the Consumer Credit Protection Act, or any other prohibited basis identified under state law. KB Home and KBHS Home Loans, LLC share common ownership and because of this relationship may receive a financial or other benefit. You are not required to use both KB Home and KBHS Home Loans, LLC as a condition of settlement on your loan or for purchase or sale of any real estate.
      
              <p class="kbhs-at-element-marker">This site is not authorized by the New York State Department of Financial Services. No mortgage solicitation activity or loan applications for properties located in the State of New York can be facilitated through this site.<br>
                <br>
                Arizona Mortgage Banker License #0939988</p>
      
              <p>&nbsp;</p>
      
              <p><a href="/accessibility/">Accessibility</a> | <a href="/licensing/">Licensing</a>&nbsp;| <a href="/notice-to-vendor/">Notice to Vendors</a> |&nbsp;<a href="/privacy/">Privacy Center</a>&nbsp;|&nbsp;<a href="/privacy/privacy-policy/" name="Privacy Policy" target="_blank" title="Read our Privacy Notice">Privacy Policy</a>&nbsp;|&nbsp;<a href="/privacy-policy-center/#californiaresidents" name="Privacy Notice - CCPA" target="_blank" title="Read our Privacy Notice - CCPA">CCPA Privacy Policy</a>&nbsp;| <a href="/sms-terms/">SMS Terms</a>&nbsp;| <a href="/terms-of-use/">Terms of Use</a>&nbsp;| <a href="https://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/1542802" target="_blank">NMLS Consumer Access</a>&nbsp;|&nbsp;<a href="/tx-consumers/">Texas Consumers: How to file a complaint</a></p>
      
              <p><a href="https://privacyportal.onetrust.com/webform/168096e5-faa8-4fdd-a479-992231adbdc1/3ac56243-7019-4f38-814b-d4957155a96b">Do Not Sell or Share My Personal Information and/or Limit the Use of My Sensitive Personal Information</a></p>
      
              <p>&nbsp;</p>
      
            </div>
            <p class="kbhs-footer-copy">© 2024 KBHS Home Loans, LLC. All Rights Reserved. </p>
          </div>
        </div>
      </footer>

5 Loan Officers in Centennial, CO