KBHS Licensing Information.

KBHS Home Loans, LLC. Disclosures and License Information KBHS Home Loans is an Equal Housing Lender. We fully comply with the Equal Credit Opportunity Act (ECOA) and all other Federal regulations. All applicants applying for credit from KBHS Home Loans will never be discouraged on on the basis of race, color, religion, national origin, sex, military status, marital status, age, or because you get public assistance. All information we request is voluntary, and will be kept confidential.

For more information on the ECOA, please visit: https://www.consumer.ftc.gov/articles/credit-discrimination#ecor

State Licenses

STATE	STATE LICENSE AGENCY	LICENSE TYPE	LICENSE ID
AZ	Department of Financial Institutions	Mortgage Banker License	0939988
CA	Licensed by the Department of Financial Protection and Innovation (DFPI) under the California Residential Mortgage Lending ACT		RMLA #4159366
CA	Licensed by the Department of Financial Protection and Innovation (DFPI) under the California Financing Law License		60DBO-67717
CO	Division of Real Estate	Mortgage Company Registration	No License #'s Issued
FL	Office of Financial Regulation	Mortgage Lender License	MLD1462
NC	Commissioner of Banks	Mortgage Lender License	L-171973
NV	Department of Business and Industry	Mortgage Broker License	4569
SC	Board of Financial Institutions	Mortgage Lender / Servicer License	MLS - 1542802
TX	Department of Savings and Mortgage Lending	Mortgage Company License	No License #'s Issued
WA	Department of Financial Institutions	Consumer Loan Company License	#CL-1542802

State Specific Disclosures:

Arizona - KBHS - 4949 Pioneer Ln, Lakeside, AZ 85929 - Mortgage Banker License #0939988

California – Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act. Loans made or arranged pursuant to a California Finance Lenders Law license.

Nevada – For State of Nevada residents KBHS Home Loans, LLC is a mortgage lender promoting the loan products or services contained in this article; the business phone number on file with the State of Nevada Department of Business and Industry is (855) 378-6625.

Texas – Figure: 7 TAC §80.200(b)

CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.

THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.

Disclaimers:

• Information accurate as of March 25, 2022.
• Not all programs are available in all areas. Program restrictions apply. All rights reserved.
• This is not an offer for extension of credit or a commitment to lend.
• Not all branches are licensed in every state; please contact your local office to determine eligibility.
• All loan programs are subject to Guaranteed Rate, Inc underwriting guidelines. Approvals may be subject to appraisals and other documentation. Interest rates, programs loan terms, and other information on this website are subject to change without notice.

Questions regarding our licenses should be directed to:

KBHS Home Loans, LLC
Attn: Licensing Department
3940 N. Ravenswood Ave
Chicago, IL 60613